USA We Care.org

• Main Page
• Introduction
• The Plan
• Disclosure
• Open Disclosure
• Transparency
• Open Marketing
• Deposit Insurance
  • Terms/Limits
  • Benefits
• $1000 Challenge
• Test Questions
• Equal Opportunity
• Political Suicide
• Family First
• Mandate To Mayor
• Don't Care
• Commentary
• On A Mission
• Epilog

BENEFITS

1. Buyer's Deposit Insurance shows due diligence on the part of the local licensing agency to protect its reputation and the reputation of its licensees in the event that any approved licensed shop-at-home company would not show up to start the job. The criminal background check will deter the unlawful.
2. It gives all approved licensing companies a decisive advantage in the marketplace when competing against unlicensed contractors because consumers have acute awareness of giving a deposit to a shop-at-home company with no information disclosing their history and operating procedures, and many unlicensed companies are dishonest and incompetent, and they are here today and gone tomorrow, that take deposits and do not come back.
3. This policy will encourage consumers that are insured to recommend the concept of the approved licensing company to their friends and relatives, and all will benefit from this positive exposure. Accountability-Integrity-and Businesses with Principles and Values do count with consumers…Americans Who Care. More companies than become licensed and insured benefits all with lower insurance costs.
4. Insurance carriers that offer this coverage to the approved licensed companies will have an inside track to legitimate businesses that could use their insurance services in many other areas, which could reduce cost of coverage for all Buyers Deposit Insurance.
5. BUYER'S DEPOSIT INSURANCE will increase the penalty to any approved licensed company who would intentionally misrepresent the information disclosed on the back of their shop-at-home contract, for this information will be used by the insurance industry to determine the premium of their policy and insurance fraud is a serious crime, and any member who would be convicted will risk additional penalties under the law and if Buyer's Deposit Insurance was backed and underwritten by either the state or federal government. There could also be additional state and federal penalties.
6. BUYER'S DEPOSIT INSURANCE contractor background investigations will deter the unlawful and incompetent businesspeople. Criminal background checks, should be embraced by municipalities, licensing agencies, law enforcement, and prosecutors. It will limit their involvement in the event that a shop-at-home company would go out of business or just not start the job, because homeowners would receive their deposit back in full. Consumers would then have little or no incentive to hold the local community responsible.
7. BUYER'S DEPOSIT INSURANCE should give consumers that care about quality and service a clear understanding of the mission of www.Disclosure For The Public.com which is to create consumer confidence and for consumer spending in the residential home remodeling market, and to give a larger market share for those companies that believe in productivity, ingenuity and honesty, and for those consumers who will shop price only, and do not care about integrity and quality and performance of job will not be able to confuse approved licensed companies from the inefficient, dishonest, and complacent people in the shop-at-home industry. Disclosure will regulate fraud in the marketplace, rather than in the courtroom. This new concept of insurance will bring consumer confidence to the retail market, stimulating our economy with the potential of a zero (0) cost to the taxpayer.

Consumer Awareness and Capitalism at its Finest
DISCLOSURE / TRANSPARENCY
ACCOUNTABILITY
"PERSONAL RESPONSIBILITY"

Governor Ed Rendell, You Can Help !!
By endorsing government support for the underwriting of independent insurance companies that offer this new concept of Buyer's Deposit Insurance to licensed shop-at-home companies that offer disclosure / transparency
1 (one), 2 (two), 3 (three) Integrity Test

Proposed Buyer's Deposit Insurance

CONTRACTOR FRAUD AND LACK OF ACCOUNTABILITY….Many consumers have a well-deserved fear of buying products and services from home and giving a company a deposit, and having the contractor not show up to start the job. This insurance policy will guarantee that the consumer will get their initial deposit back in full, up to the limits of the policy as long as all conditions of the insurance policy have been met by the buyer.

This new insurance coverage and the testing of contractors will embolden consumer confidence when purchasing products and services from in-home sales companies.

PROPOSED BUYER'S DEPOSIT INSURANCE has many benefits.

This additional insurance coverage will support municipalities and licensing agencies, benefiting every local community.

It will only take one local municipality to recognize the many benefits disclosure / transparency and the requirement for proposed Buyer's Deposit Insurance will bring to their community as a licensing regulation

This new concept of insurance will snowball and create consumer spending in all residential communities throughout the United States. Immediate stimulus to the economy and job creation, for the entire home improvement industry and residential real estate development. Banks and financial institutions would also benefit satisfied customers who are receiving a return on their investment are less likely to default on their loans. Lending requirements might by less stringent knowing that the contractors have been tested before they were licensed.

There will be a higher level of personal responsibility and accountability from both the home improvement contractor and the consumer entering into a written agreement.

Capitalism works with consumer awareness

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